HOMEOWNERSHIP MADE EASY.

Home ownership is a key component to creating wealth.  For many people a home mortgage loan is the largest and most complex financial transaction they will make.  Attaining a mortgage purchase or refinance loan can be confusing, intimidating, and frustrating... but it doesn't have to be.

  • I am a client-focused professional who will help you navigate this complicated process and make it smooth and easy.
  • I conduct business with rock solid ethics, looking out for your best interests and ensuring you get the best deal available.
  • I hold an MBA from the University of Utah and deeply understand mortgage financing so that I can provide you the best financing options to achieve your goals.
  • I have made it my priority to work in partnership with Realtors to ensure our clients experience the best purchase transaction possible.

Whether you need a mortgage to purchase a home... are looking to refinance and preserve wealth... need cash out for home improvements... or want to "Green your home" with the latest energy saving upgrades...  I can help you.

I offer the following mortgage purchase and refinancing solutions:

  • Green Mortgages and Refinancing
  • FHA - 3.5% down
  • VA - loans for veterans
  • Conventional/Conforming - 20% down
  • Jumbo loans
  • Utah Housing loans - 0% down
  • Adjustable Rate Mortgages (ARM)
  • Construction Loans

         

 As an experienced mortgage professional, I have seen the ups and downs of the industry, as well as the greed and excess that led to poor business practices. That is why I choose to only work with experienced FDIC Insured Equal Housing Lenders, with a long history of ethically providing loans. I can offer mortgage loans and refinancing options NATIONWIDE.  I choose to do business exclusively with lenders that exhibit ethics, conservative financial bias, offer in-house underwriting, and maintain high standards.

Contact me to learn more about how I can help you realize your goals, save you money, and provide you the best service possible!

   Qualified ReDirect Guide Member  

GREEN MORTGAGE or REFINANCING:

CA$H at closing to upgrade your home!
 
Qualify for a higher loan amount!

Lower utility payments!

CA$H back rebates!







Mortgage Calculator:
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Carl Churchill - Community Banker and Mortgage Professional

Phone: 801-573-8475 or 435-250-3411      Fax: 866-946-8226

Email: carl@mortgagebycarl.com

Copyright © 2010 Carl Churchill
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